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About Us
The First State Bank is the only home-owned bank in Longview and Hallsville providing banking services to its customers for over 90 years. The First State Bank has had the same name since its organization in 1909. The First State Bank absorbed the former Farmers' State Bank of Hallsville in 1933 at the request of banking authorities.
The First State Bank is a good neighbor - actively involved in the communities it serves - Longview, Hallsville and Marshall with two full-service banking offices located in Hallsville and Longview.
The current bank officers are Jon Ruff, CEO/Chairman of the Board; Jon B. Ruff, President; Jere Ruff, Vice President; David Ruff, Vice President; Darlene Smith, Vice President/Cashier; and Kimberly Hicks, Vice President.
Current directors include; Jon Ruff, David Ruff, Darlene Smith, James Greer, and B. B. Reese. Jon B. Ruff has served as President since February 1, 1968.
On May 15, 1985, the bank moved to its new location, 500 W. Main, on the western edge of the city in a 9,000 square foot modern brick building with four auto bank lanes and one drive-up automated teller machine (ATM) open 24 hours - 7 days a week.
On June 1, 1993, a new banking office was opened at 901 N. Eastman Road, near Alpine Road in Longview, Texas. This branch office offers a complete line of banking services including two drive-up lanes, two 24 hour ATM's, and a mortgage loan department.
The First State Bank has an excellent capital ratio. Bauer Financial Reports, Inc., the nation's leading independent bank research firm, presented its highest 5-Star Superior rating to The First State Bank, in recognition of its financial strength and performance. The award is based on an analysis of current financial data filed by the bank with federal regulators, supplemented by historical data kept by the firm. The bank has sustained this high level of excellence which adds to its reputation and staying power.
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